Friday, January 16, 2009

Cell Phone Hell- How your cell phone can compromise your personal and financial security

You may have never thought your cell phone could be used to destroy your credit and threaten your personal safety.
I never thought of this.......But a lady victim has now changed her habit of how she lists her names on her mobile phone after her handbag was stolen. Her handbag, which contained her cell phone, credit card, wallet...Etc... Was stolen.

20 minutes later when she called her hubby, from a pay phone telling him what had happened, hubby says 'I received your text
Asking about our Pin number and I've replied a little while ago. When they rushed down to the bank, the bank staff told them all the money was already withdrawn. The thief
had actually used the stolen cell phone to text 'hubby' in the contact list and got hold of the pin number. Within 20 minutes he had withdrawn all the money from their bank account.

The crooks could also steal a cell phone and send a text message to a member of the family listed on the phone directory asking what the pass code to the security system is. When the family member sends a return text message the crooks now have access to the home.

Moral of the lesson:
Do not disclose the relationship between you and the people in your contact list. Avoid using names like Home, Honey, Hubby, Sweetheart, Dad, Mom, etc.... And very importantly, when sensitive info is being asked through texts,
CONFIRM by calling back. Also, when you're being text by friends or family to meet them somewhere, be sure to call back,
To confirm that the message came from them. If you don't reach them, be very careful about going places to meet 'family and friends' who text you.

* I never thought about THAT! As of now, I no longer have 'home' listed on my cell phone.

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